Comprehensive coverage when it matters most. Major medical insurance provides broad protection against high healthcare costs—from routine care to serious illness or injury. With benefits that typically include hospital services, physician care, prescriptions, and preventive treatment, these plans are designed to support both immediate and long-term health needs. Structured with deductibles, copays, and coinsurance, major medical coverage helps manage financial risk while ensuring access to essential medical services and ongoing

Medicare is a federal health insurance program primarily designed for individuals age 65 and older, as well as certain younger individuals with qualifying disabilities or medical conditions. Medicare helps cover healthcare costs such as hospital visits, doctor appointments, prescription drugs, and other medical services.

ACA, Exchange / Off Exchange major medical plans have all the major insurance carriers with all the best plans. Trying to obtain Major Medical?Unless you can through your employer or family members employer this is the only route to go.

Essential care for everyday health. Dental and vision insurance helps cover routine checkups, preventive services, and necessary treatments like cleanings, exams, eyewear, and procedures—making it easier to maintain your overall health while keeping costs predictable.

Finding group insurance for you and your employees can be time-consuming and complex, often involving HR and executive teams. AJA Insurance simplifies the process—making it seamless and efficient. We offer PPO and HMO plans nationwide, working with top carriers to support groups of all sizes, including businesses, unions, and TPAs. Wether you are looking for self insured products or direct, we can help.

Additional protection for greater peace of mind. Supplemental insurance is designed to bridge the gaps in traditional health coverage by providing cash benefits for events like hospital stays, accidents, or serious illnesses—helping ease the financial burden when unexpected expenses arise.

Targeted protection for unexpected events. Hospital and accident insurance provides focused financial support when injuries or sudden medical situations occur. These plans typically pay cash benefits for hospital stays, emergency treatment, surgeries, and accident-related expenses, helping offset out-of-pocket costs that major medical may not fully cover. Designed to complement primary health insurance