Frequently Asked Questions
How much does health insurance cost and what is the process?
Health insurance costs vary based on factors such as age, income, household size, location, and the type of coverage selected. Many individuals and families may qualify for tax credits and subsidies that help lower monthly premiums, making coverage more affordable
What services do you offer and where do I start?
AJA Insurance offers a full range of personal and commercial insurance services designed to protect individuals, families, and businesses. Our personal insurance solutions include major medical coverage, off-exchange plans, ancillary products such as dental and vision, and supplemental coverage including hospital indemnity and accident plans. We work to provide insurance solutions that fit a variety of needs and budgets.
What’s the difference between the Affordable Care Act (“Obamacare”) and the Marketplace?
The Affordable Care Act (ACA), often called “Obamacare,” is the federal law that sets consumer protections such as coverage for pre-existing conditions. The Health Insurance Marketplace is the platform where individuals and families compare and enroll in ACA-compliant plans and may qualify for premium tax credits based on household income.